Last updated: July 29, 2026
Welcome to Penni ("we," "our," or "us"). We are committed to protecting your privacy and ensuring your personal financial information remains confidential and secure. This Privacy Policy outlines how your data is collected, used, and safeguarded when you use the Penni mobile application.
Personal Financial Data: Penni is designed with a privacy-first approach. All financial data you enter—including income, expenses, custom categories, monthly budgets, and notes—is stored locally on your device's internal storage. We do not transmit, upload, or store your personal financial data on external cloud servers.
Penni uses Google AdMob to display advertisements within the application. AdMob may collect and use pseudonymous device identifiers and other usage data to serve personalized or non-personalized advertisements.
Information collected by Google AdMob may include:
For more details on how Google processes your information, please review the Google Privacy & Terms and Google AdMob Policies.
Your local financial data is used exclusively within the app to render budget progress bars, analytical charts, weekly spending habits, and currency configurations. None of your ledger or budgeting information is accessible to third parties or advertising partners.
Since all financial data is saved locally on your device, you maintain full control over your data. You can delete your financial records at any time within the application settings or by clearing the app data/uninstalling Penni from your mobile device.
Penni does not knowingly collect or solicit personal information from children under the age of 13. If you believe a child has provided us with personal information, please contact us so we can take appropriate steps.
We value your trust in using Penni. While no method of electronic storage is 100% secure, we rely on standard Android application security frameworks and local sandboxing to protect your device data.
We may update our Privacy Policy periodically to reflect app updates or regulatory changes. You are advised to review this page occasionally for any changes. Changes are effective immediately upon being posted on this page.
If you have any questions or suggestions regarding this Privacy Policy, feel free to contact us at:
Email: hi@sureshdahal.com.np